First Home Buyers
Choosing a Mortgage
You’re buying a new home, congratulations! It’s an exciting time but also a stressful one. How do you actually get a mortgage? What can you afford?
You might feel silly asking these questions, but they've been asked before. Navigating mortgages is complex. And if you don’t know what you’re doing, it can get stressful.
What does a Mortgage Broker do?
A mortgage broker is your ally when it comes to navigating home loans. Brokers know finance, have lender contacts and know how to speak “bank”.
Banks only offer what they’re selling, and more often than not their loan won’t suit your situation. So it’s wise to get a wide range of choices when it comes to getting a loan.
As your broker, I’m the middleman between you and all the lenders out there. I do the boring stuff you’d rather not do (but I love it!)
What do you get out of it?
How do I help?
Less stress by avoiding financial conversations
More time finding your dream home
Peace of mind knowing you’re not paying more than you have to
Shaving years off your mortgage (more financial freedom later on)
Potential to save thousands of dollars
Transparency around finance (I tell it like it is)
Assess your budget and lifestyle
Talk to 30+ lenders on your behalf
Find the mortgage rate that will best suit you
Get the most competitive interest rate
Guide you through the application process
Help you with pre-approval right through to settlement
Give you a financial plan going forward
Why work with Bob the Broker?
I’ve been behind the glass AKA I worked at a bank, so I know how banks and lenders work.
I have over 30 years’ experience in finance and over 10 years in mortgage brokering. Put simply? I know what I’m talking about.
I’m also a genuine guy who loves helping people like you find the right mortgage. I want you to buy your first home with complete confidence you can afford it.
Ready to buy a home?
“Bob has an incredibly approachable personality and demonstrated an intricate knowledge of the entire home loan process. As a first home buyer, Bob was able to guide me throughout the application procedure and didn't take no for an answer after problems with my initial lender. I would not hesitate to recommend Bob in any of my future dealings with clients seeking financial advice in my industry.”
— Phil